Delivering software for regulated financial environments
Helmes has more than two decades of experience delivering software for complex financial environments where security, reliability, and continuity are essential. We combine strong engineering and integration expertise with flexible collaboration models, from dedicated and hybrid teams to specialised support. Many of our client relationships are long-term, with some partnerships spanning more than a decade.
Digital transformation in financial services
Europe’s banking and financial services sector is entering a new phase of digital transformation, shaped by stricter operational-resilience requirements, instant payments, and growing expectations around customer-controlled data sharing and open finance.
Software solutions for banking and financial companies
Core banking software and legacy modernisation
Payment systems and money movement platforms
Fraud detection and transaction monitoring
Banking integrations and financial data exchange
Financial data platforms, warehousing, and reporting
Internet banking, self-service, and digital channels
Digital signing and trusted financial services
Public finance and regulatory systems
Building resilience into financial systems
With the Digital Operational Resilience Act (DORA) now in force and and the rollout of instant payments underway across the EU, financial institutions need secure, interconnected, future-ready systems – exactly the kind Helmes has been delivering for more than 20 years.
Case studiesfrom the banking and finance sector
Why banking and financial companies choose Helmes
Whether it’s a core banking system, a fraud detection solution, a data warehouse, or a complex financial integration project, you can rely on us to deliver. We invest in our people to ensure continuity, deep domain expertise and reliable delivery for finance organisations operating in complex, highly-regulated environments.
A proven track record in…
- …banking software development, fintech solutions, and digital transformation in financial services
- Experience with core systems modernisation, e-banking platforms, self-service solutions, and large-scale integration projects
- Long-term delivery teams that have worked together for 5+ years on finance-sector projects
Specialised experts in…
- …rehauling and modernising legacy software
- The region’s largest AI & data team to support innovation and advanced reporting needs
- Service design team for launching new digital services successfully
- Strong expertise in sustainable software engineering
- Flexible collaboration models, from dedicated product teams to hybrid teams and consulting
Get in touch with
our experts in finance software
Main services for the banking and financial sector
Banking and financial services are becoming increasingly connected and data-centric. As institutions modernise core systems, strengthen resilience, and improve digital services, digital infrastructure is becoming increasingly important.
We support end-to-end financial software development.
You will be in good hands
Our customers consistently rate us as the best external software development partner. We achieve this through long-term collaboration, stable delivery teams, and deep domain knowledge.
Trusted by leading organisations across enterprise, government, and regulated industries, we support clients through development centres in Estonia, Latvia, Lithuania, and Poland, with additional offices in Switzerland, Germany, India, Nigeria, the USA, and Uruguay.
Frequently asked questions
Still have questions? Get in touch with our finance and banking software experts to discuss your needs and next steps.
What types of financial organisations do you work with?
We work with commercial banks, financial services providers, fintechs, payment businesses, public finance organisations, and other regulated institutions that need secure, business-critical digital solutions.
How do you help banks modernise legacy systems without disrupting day-to-day operations?
We support phased modernisation, integration with legacy environments, and gradual migration of critical functions and data so core services remain stable and uninterrupted.
Can you support instant payments and verification of payee?
Yes. Payment platforms can be designed to support instant-payment workflows and verification-of-payee requirements introduced under the EU Instant Payments Regulation.
How do you address DORA requirements in financial software?
We design for resilience from the start, with strong security, auditability, incident readiness, and robust third-party integrations aligned with the EU’s DORA framework.
Can your systems support open finance and customer-controlled data sharing?
Yes. We can design financial platforms for open-finance use cases, including customer-controlled data sharing aligned with the EU’s proposed Financial Data Access framework.
Do you build fraud detection and transaction monitoring solutions?
Yes. We develop systems that help financial organisations monitor transactions, detect suspicious activity, and strengthen trust in digital services.
Can you improve accessibility in digital banking and payment services?
Yes. We help organisations design more accessible digital services in line with the EU-wide accessibility requirements that apply to banking and payment services.
How does cooperation typically start?
Usually with a discovery discussion where we analyse your current systems and define the best approach to move forward.
How do you collaborate with finance and banking companies?
We offer flexible collaboration models, including dedicated product teams, hybrid teams, consulting, and specialised support.